Looking to INVEST? We have a variety of options to choose from: Short term, long term, big balance or just getting started? Call or visit us today for details on current interest rates and options.

For fixed rate/term CDs:
No penalty when you withdraw interest earned. Penalties may apply for early withdrawal of principal.

VACATION CLUB
Whether you are planning a VACATION to the beach or a STAYCATION at home, a Bank of Columbia Vacation Club account is just what you need to help you save!

With just $10.00 you can open your Vacation Club account–and you can make deposits all year long. The maximum balance for a Vacation Club account is $5,000.00. Up to six withdrawals are permitted per Club term. Interest is earned on your balance, but if you close the account before the maturity date interest earned will be forfeited. For the Annual Percentage Yield (APY), call Bank of Columbia.
Account Fees: Club Account Withdrawal Fee: $5.00 per withdrawal (Up to six withdrawals per Club term. Minimum balance of $5.00 must be kept in account). Fees may reduce earnings.

CHRISTMAS CLUB
Christmas doesn’t have to be stressful! With a Christmas Club account at Bank of Columbia you can plan all year long for your holiday shopping! You can open your account with just $10.00 in mid-October, make deposits all year long and receive a check the following October–before the big holiday shopping sales!

The maximum balance for a Christmas Club account is $5,000.00.  Interest is earned on your balance, but if you close the account before the maturity date interest earned will be forfeited. For the Annual Percentage Yield (APY), call Bank of Columbia.

Put your money to work for you! With as little as $100.00 you can open your Bank of Columbia Money Market investment account. Money Market accounts have tiered interest rates so with balances over $1000.00 your money can earn even more.

The monthly service charge of $5.00 is waived for balances over $1000.00.

Money Market accounts allow six (6) transfers per month, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited. Excessive withdrawal fees of $1.00/withdrawal may apply. Fees may reduce earnings. For current interest rates and Annual Percentage Yield (APY), please contact Bank of Columbia.

Accounts with ledger balances less than $1,000 will not earn interest for the days the account falls below the minimum.

Need to start an emergency fund, have a purchase you need to make in the future? $10.00 is all it takes to open your Bank of Columbia Savings Account. Interest is earned on all of your deposits and there is no monthly service charge.
Savings accounts allow six (6) transfers per quarter, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited. Excessive withdrawal fees of $1.00/withdrawal may apply. Fees may reduce earnings. For current interest rates and Annual Percentage Yield (APY), please contact Bank of Columbia.