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You can start the consumer loan application process without coming into the bank!

What do I need to have before applying for a loan?

We recommend you have the following information available about yourself and your co-borrower (if applicable): Estimated loan amount, property address/vehicle details you intend to purchase (if applicable), employment, income, housing expense information for the last two years, asset and liability information including account balances, real estate information for properties you own, and current mortgage information if applicable.

I need a LOAN. What's next?

We want to help you take the first steps to making your DREAMS become REALITY! Find out what documents you need to bring to the Bank of Columbia to get started.

Consumer Loans

  • Auto
  • Mobile Homes
  • Boats
  • Personal
  • Expense

Conventional Residential Loans

  • One-to-Four Family Homes
  • Five or More Dwelling Units

Agriculture Loans

  • Farm Real Estate
  • Annual Operating Capital
  • Capital Purchase
  • FSA Guaranteed and Subordinated

Government Loan Programs

  • Federal Housing Authority (FHA)
  • Kentucky Housing Corporation (KHC)
  • Rural Housing Service (RHS)
  • Veterans Administration (VA)
  • Federal Home Loan Mortgage
  • Corporation (FHLMC)

Commercial Loans

  • Commercial Real Estate
  • Development
  • Capital Purchases
  • Working Capital

Community Investment Loans

  • Service Organizations
  • Churches
  • Chamber of Commerce
  • Local Government
  • Local College

Other Loan Types

  • Housing Rehabilitation
  • Home Improvement
  • Residential Rental Property
  • Small Business and U. S. Small Business
  • Administration (SBA)